Legal Question in Credit and Debt Law in Florida
My mother-in-law received a Motion for Summary Judgment from a lawyer in Florida representing Citi Bank. This is a debt collection on a credit card. Her source of income is Social Security and she receives less than six hundred dollars monthly from a pension. The pension money is not comingled with the money she receives from Social Security. My mother-in-law has never been asked for a financial statement. Her response to the initial complaint was simply that she is 87 years old, she lives with her daughter and her income from social security does not cover all her living expenses. What is the best way she can respond to the Motion for Summary Judgment? The hearing date is December 03, 2009.
3 Answers from Attorneys
none, if she owes the debt.
The best way to respond is appear for the hearing. State your peace. However, this does not excuse the debt. You might be able to reduce the debt.
Look at www.ConsumerLawyerHelp.com under garnishment. If the debt collector is Citi bank and not an assignee of Citi Bank, there is not much to do except to try to resolve the matter. But first determine how old the debt is. If more than 4 years, she owns nothing.
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Can a summary judgement attach our SSD and SS checks? Asked 11/03/09, 7:06 am in United States Florida Credit, Debt and Collections Law
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