Legal Question in Credit and Debt Law in Florida
Last November 2008 I entered a Hospital emergency room and was addimitted to the hospital. I received what I felt was avery high billing and since I do not have insurance I qusetioned the billing. At that time I was 64 with preexisting conditions. I offered a settlement or an amount that I could afford to pay. Every request was Ignored and letters were sent to the agencys by cc mail. The Hospital, county and many other agencies granted me a charity status. My SS Check is barely $800. What can I do?
3 Answers from Attorneys
Hospitals aren't cheap. Part of the reason they charge so much is that they have to cover so many uninsured people. They aren't required to accept your offer. You may want tyo speak with a bankruptcy lawyer to discuss whether bankruptcy is an option or to see whether you have an assets at risk (generally, social security can't be garnished). You may have nothing to worry about. In the meantime, you can hope our Congress comes up with a better system, one that allows people to be insured.
Not much to do about it. This is a good example of why health care reform is necessary, but the Republican Party stands in the way. The hospital gets to charge high fees that they do not charge insurance companies and you are stuck.
Why do you not have Medicaid or Medicare if you have SS? Depending on how high the bill is, you may want to consider highering someone to exame the bill to see if it is excessive. Hospitals have been found to over charge 15-25%. If your only income is $800, and you do not have any property to garnish, the hospital is waisting its time. See www.ConsumerLawyerHelp.com on garnishment. Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com.
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IN 1995 AN ACCOUNT WAS CLOSED - now 2009 they sayu I have balance due Asked 11/20/09, 11:15 am in United States Florida Credit, Debt and Collections Law