Legal Question in Credit and Debt Law in Florida
I had one open credit card account with chase. I added my husband as an authorized user to the account and he recieved a card in his name in the mail. He set up to pay the monthly payment on-line. He discovered that I had two other accounts with chase but they had been dormant since 2007. He on line requested to be added as an authorized user on both acounts and had cards sent to him. I had no knowlwdge of this. He accumulated about $30,000 in debt on these two cards. I was never contacted by chase to verify adding him as a user and knew nothing about it until he told me.
As an authorized user he is not liable for the debt. But since I never "authorized" adding him to the accounts am I liable?
1 Answer from Attorneys
No, but may be difficult to prove. It is all in the details. See a consumer lawyer in your area. Get one by goingi to NACA's web site. see my website for help www.ConsumerLawyerHelp.com