Legal Question in Credit and Debt Law in Florida

If Im trying to pay my credit card debts, can they still request a judgment?

After fighting to keep out of bankruptcy I have recently gotten my finances back to were I am paying my old credit card debts. However one of the Credit card companys refuse to accept any repayment proposal without filing for a summary judgment first. Can they do this even though I am sending them what the credit counceling agency had determined is the maximum I can afford, or for that matter if I am making what would have been a normal payment prior to my financial problems?


Asked on 1/14/04, 10:28 pm

1 Answer from Attorneys
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: If Im trying to pay my credit card debts, can they still request a judgment?

What is best for your financial planning can be determined after a consultation with counsel. In your current condition, the creditor is not required to accept a lesser amount or payments. Accordingly, the answer to your question is yes.

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Answered on 1/14/04, 11:40 pm


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