Legal Question in Credit and Debt Law in Florida

Can't pay hospital bills. Can lawsuit leave me without car?

I was left with about $8,000 in hospital bills after two visits for acute stress/axiety. Because of the illness i was left without a job and my only means of income is working with my dad doing minor home repairs. Recently i received a letter from a Law Office who had taken over for a collections agency and they are now threatening to file a lawsuit against me if i don't pay in a timely manner. My only question is if they do decide to take me to court, could they seize my only car (worth about $1-2,000)? Although not very valuable by blue book standards, this car means the world to me and i couldn't stand to loose it. It is currently uninsured and not in use. Would it give them any more reason to take it if it's not being driven? Any replies will be appreceated. Thanks.


Asked on 9/03/07, 9:46 am

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Re: Can't pay hospital bills. Can lawsuit leave me without car?

yes, it would. Use it.

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Answered on 9/03/07, 10:00 am
Scott R. Jay Law Offices of Scott R. Jay

Re: Can't pay hospital bills. Can lawsuit leave me without car?

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

You have the right to protect $1,000.00 of personal property from creditors. The value of the car would make a difference in whether or not it can be taken to help resolve your debt.

Instead of facing any possible action, why not call the attorneys and offer to make a nominal payment. They have an obligation to present your offer to their client. It will buy you some time and perhaps may help resolve your problem if the hospital agrees.

Scott R. Jay, Esq.

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Answered on 9/11/07, 12:47 pm


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