Legal Question in Credit and Debt Law in Florida

i got a payday loan online i never completed the application for it then they deposited $300 in my account on 04/04/2012 the following week they withdrew $90 on 04/13/2012 and now that the payment was missed for 04/20/2012 they called me and threatened my with a criminal case if i dont pay $986.21 by may 11.2012 they said something about theft by deception


Asked on 4/23/12, 4:01 pm

1 Answer from Attorneys

Angelo Marino Angelo Marino Jr. PA

This threat is a violation of the Fair Debt Credit Act. Go to www.ConsumerLawyerHelp.com for information of debt collection and see the sample forms to record in writing the phone calls.

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Answered on 4/24/12, 7:43 am


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