Legal Question in Credit and Debt Law in Florida
i got a payday loan online i never completed the application for it then they deposited $300 in my account on 04/04/2012 the following week they withdrew $90 on 04/13/2012 and now that the payment was missed for 04/20/2012 they called me and threatened my with a criminal case if i dont pay $986.21 by may 11.2012 they said something about theft by deception
Asked on 4/23/12, 4:01 pm
1 Answer from Attorneys
Angelo Marino
Angelo Marino Jr. PA
This threat is a violation of the Fair Debt Credit Act. Go to www.ConsumerLawyerHelp.com for information of debt collection and see the sample forms to record in writing the phone calls.
Answered on 4/24/12, 7:43 am