Legal Question in Credit and Debt Law in Florida
Paying a bill that should be covered by insurance.
This is actually a follow-up to a question I asked previously. It is my understanding that if, in the state of Florida, you pay a bill, where the total is incorrect, then you are lible or that amount, even if you find the bill to incorrect later. Specifically, my insurance company has refused to pay several medical bill that should have been covered. After calling several times, I have been assured by the insurance company that these charges are covered and adjusted bill will be issued by the hospital after they insurance pays their portion. Unfortunately, after several months of calls, the insurance company still doesnt have it straightened out and the hospital has sent these bills to collections. I would like to start making payments but I am under the impression that if I pay these bills, with out them being corrected, then I am, by my payment, agreeing that they are correct and are legally resposible for the ENTIRE bill, even if the insurance does finally pay a portion.
1 Answer from Attorneys
Re: Paying a bill that should be covered by insurance.
NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.
First, there is no law that I am aware of that says that you are legally responsible for the entire bill if payment is made on a portion. Second, you should go to the hospital and meet with the business office manager and demand a corrected bill. If you cannot get that, then go to the hospital administrator or president and let him or her know exactly what the problem is. Explain that you want to pay but you cannot get a corrected statement. You will be surprised how fast this will be corrected and resolved.
Scott R. Jay, Esq.
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