Legal Question in Credit and Debt Law in Florida
Personal Judgement
I have a judgement against me personally 6.5 yrs ago,did not own any property at time, does that judgement get attached to any future property owned,i.e.house?
3 Answers from Attorneys
Re: Personal Judgement
If the judgment was properly perfected the answer is yes.
Re: Personal Judgement
Yes, except Florida exempt property (i.e. homestead).
Re: Personal Judgement
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Since 1994, all judgments which are properly perfected (which entails the recording of a certified copy with the clerk of the court) are good for a 10 year period against all property owned by the party. Certain items of property are excluded due to the homestead provisions of the Florida Constitution, however.
Most lendors will not give you a mortgage until judgments are cleared up so that they do not conflict with the mortgage.
I strongly suggest you consult with a real estate attorney who can review your situation and help you acheive your goals.
Scott R. Jay, Esq., 305-249-8000