Legal Question in Credit and Debt Law in Florida
Post dated checks
Can a collection angency require that I send them post dated checks to cover a 24 month period to pay off a debt turned over to them from my credit card company? Also..Can they put a lien on my house if I do not pay?
Asked on 4/03/02, 4:33 pm
1 Answer from Attorneys
Alexander M. Rosenfeld
Rosenfeld & Stein, P.A.
Re: Post dated checks
The agency can request post dated checks. If you send them, they are required to give you notice of the pending deposit. Failure to give notice is a violation of Federal law.
If your home is your homestead, then, for this purpose, it cannot be liened.
Answered on 4/08/02, 12:42 pm
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