Legal Question in Credit and Debt Law in Florida
Question about Judgement and Instruction for Levy
I have a judgement against me from a former employer who loaned me $500 and later fired me. When he fired me he told both my husband and I we did not have to pay it back, that was Oct of 2001. In June he got a judgement against me for the amount plus court costs. My husband has nothing to do with the judgement it is individual.
Today I received an Instruction for Levy notice in the mail. He has instructed them to Levy on my 2000 Chevy Cavalier. It is financed and we still owe $11,000.00, the book value of this vehicle is $7,000.00. Can he take this vehicle?
Also I am unable to work due to health problems. Can he garnish my husband's wages?
Are Federal Pell Grants, Florida Student Assistant Grants and Federal Stafford loans deposited in our joint checking account subject to garnishment?
He has also instructed them to levy on household property. What household property is exempt from judgement?
1 Answer from Attorneys
Re: Question about Judgement and Instruction for Levy
Only the non-exempt assets of the judgment debtor are subject to execution. Because of the extensive nature of your questions, I suggest you sek the immediate counsel of a competent creditors' rights specialist. If youwish, call my office for an appointment. If I am not available speak with Mr. Batta or Stein. 305 940-8080.