Legal Question in Credit and Debt Law in Florida
I received a bill for medical services by a collection agency hired by a past medical provider. I am disputing part of the charges which includes medical records and a missed appointment. The other portion of the bill was for the portion of services that my insurance did not pay. I checked with the old insurance company and saw this was a portion that should have been paid by me. I am not disputing the portion that my insurance company did not pay for these services in July of 2008 but I am disputing the charges for the medical records and missed appointment that allegedly occurred in 2006. Should I write a letter to the collection agency outlining this along with a money order for the amount I agree that I owe for $185.45? Also, what is the law on the portion of this bill that they are trying to collect as part of their services to the doctor's office? The doctor's total bill for me is 276.95 which includes the 185.45, $50 for two no show charges and $41.50 for records I never received. I did see the doctor after these two alleged no show dates. They are attempting to collect another 149.12 for a total of 426.07. Will they report the unpaid portions for their fee and the no show and records charges to the credit bureau? What should I do and what steps do I need to take to resolve this issue?
2 Answers from Attorneys
You should write a letter to the collection agency disputing the bill as you have outlined. You should also check your credit report to see if this has been reported. To obtain a free credit report and what letters to write to dispute the bill are contained in my web site at www.ConsumerLawyerHelp.com. Want to know the law? Sign up for our free newsletter on varies areas of the law by sending an email to [email protected] and requesting the newsletter, or go to www.ConsumerLawyerHelp.com.
Write a letter disputing the bill, but go ahead and offer to pay the $185.45 to resolve the entire matter. You might try giving them a call and offering $150.
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