Legal Question in Credit and Debt Law in Florida
I received a call from a collection agency concerning a charged off since 2008 credit card. They purchased the account and was acting on it. I told them I'm 62 years old and disabled, I live on around $700 from SSI per month. They said I should be receiving around $1,600 per month from SSI, I told them I don't, I did not have a long work history due to health problems, and now I'm partly crippled. They told me they were going for a judgement and could take my belongings. Including my only transportation to doctors drug stores and grocery stores, my 1996 Chrysler. I told them it had been junked, it hasn't been, still depend on it. I live 40 miles from town. Can they do this? I live in Florida, they are located in Cincinatti.
1 Answer from Attorneys
Send then a cease and desist letter and if they violate it contact me. They cannot win a lawsuit against you based on what you have stated. If they sue you contact me. See www.ConsumerLawyerHelp.com to obtain a copy of a form letter to use.