Legal Question in Credit and Debt Law in Florida
I received a dunning letter from a collection agency, giving me 30 days to reply.
Per Florida state law, if I fail to answer/respond MAY it be considered an acknowledgment of the validity of that debt!
Asked on 9/21/12, 9:02 am
2 Answers from Attorneys
Sanford M. Martin
Sanford M. Martin, P.A.
Under strict law, no; however, it may depend on your previous responses.
E.g., if you have a history of responding but fail to respond to a clear request
for information, perhaps. But generally, if it is merely a notice from a
creditor, no response does not imply liability. You may want to
questions the debt and request whatever evidence supports the
liability from the creditor.
Answered on 9/21/12, 9:21 am
Angelo Marino
Angelo Marino Jr. PA
go to my website and do a verification letter. www.ConsumerLawyerHelp.com
Answered on 9/21/12, 10:58 am