Legal Question in Credit and Debt Law in Florida

I received a summons from Citibank for a credit card debt. I do not dispute the debt, but I am on Social Security Disability and a Disability pension from Florida Retirement System. I was told that my disability cannot be garnished, and that because Florida is a Homestead state, they cannot apply a lien on my home. Should I answer the summons?


Asked on 12/22/11, 4:29 am

2 Answers from Attorneys
Lucreita Becude Lucreita D. Becude, P.A.

Yes. You should always answer a summons. Otherwise they will obtain a default by judgment and yes they can add that to your home. Homestead just means they can not take your home but they can apply a lien to it.

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Answered on 12/22/11, 5:51 am
Angelo Marino Angelo Marino Jr. PA

You should dispute the bill because they are almost always wrong and see a consumer lawyer. See www.ConsumerLawyerHelp.com for garnishment and for a NACA lawyer in your area.

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Answered on 12/22/11, 6:25 am


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