Legal Question in Credit and Debt Law in Florida
Repossession procedure
My mother co-signed a car for me since I was going through a divorce. I was falling behind in my payments due to legal fees. I had contacted the financial company throughout the whole ordeal. It finally came to a point where I voluntarily returned the car to avoid legal action taken against me. But I was told the car would be returned to me if I brought the balance current within 10 days. I managed to bring the balance current and even paid additional to keep me ahead, all within the alloted time period, only to find out the car was already sold at an auction. I never received any notice about this nor has my mother. I attempted to reach several supervisors with no return calls. Now almost a year later, my mother is being sued out of state(IL) for the balance. Since the car was purchased here and repo'd here, shouldn't I have received a notice and the court hearing be placed here? What are my options to not have my mother beimg sued and the lawsuit towards me? I've attempted to make contact with the financial company and lawyer but have yet to receive a call back.
1 Answer from Attorneys
Re: Repossession procedure
None. Since she is a party to the contract she can be sued wherever they find her.