Legal Question in Credit and Debt Law in Florida

Responsibility of Charges After Turning in a Leased Vehicle

Vehicle was leased from a Leasing Company. At end of lease an agreement was made to turn the vehicle in to a local independent dealer. Vehicle sat for over a month. We got a call from Leasing Company asking about location of vehicle. Person apparently ''forgot'' our conversation and arrangement for turn in. After approximately another week, the vehicle was picked up. We never received any other contact from Leasing Company. Almost two years later we received a call from a Collection Agency informing us that the Leasing Company had been bought out by a Bank and we were given a list of charges, including wear and tear, etc. I advised we had not heard from anyone and had no copy of the Wear and Tear report. Representative stated that no copy was available and that said ''Bank'' was unable to follow up sooner on this case. My question is this - Why did we never hear from the original Leasing Company, why did we never receive a copy of the Wear and Tear Report, and why did we finally hear from a Collection Agency rather than the Bank since no other contact had been made in all this time? Are we legally liable for all claimed charges, or do we have a right to demand seeing a Wear and Tear Report before agreeing to pay all charges?

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