Legal Question in Credit and Debt Law in Florida

Responsibility to creditor when another used credit card

My son used my credit card to charge us a large debt w/o my permission. The credit card co. wants me to file charges which I fail to do. They are coming after me for the large debt ($26,000) saying I am responsible for the debt. What are my chances of getting out of paying and is bankruptcy an option if they win an arbitration?


Asked on 1/09/02, 8:56 pm

2 Answers from Attorneys
Anthony Comparetto Comparetto Law Firm

Re: Responsibility to creditor when another used credit card

bankruptcy will get rid of the debt whether they win a judgement or not. If your son used your card without your permission you should still file a written dispute with the company to start a paper trail. Anthony Comparetto, Esq., 727-328-7900 www.helpwithlaw.com

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Answered on 1/09/02, 10:17 pm
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: Responsibility to creditor when another used credit card

The c-c company's efforts stand a good chance of success. Your failure to report, although laudable as a parent, may not be sufficient in court.

Whether or not the c-c company wins, bankruptcy is a viable choice for you.

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Answered on 1/10/02, 4:22 pm


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