Legal Question in Credit and Debt Law in Florida

statute of limitation on repossession

My vehicle was repossessed in 1999 .I filed chapter 13 in July 2000. The creditor was notified of this but did not respond. In October of 2001 the creditor placed it with a collection agency, they contacted me and I told them I filed bankruptcy and to contact my attorney. I did not hear from them again. Now another collection agency is trying to collect money for the first one, can they do this or has the statue of limitations ran out?


Asked on 10/24/05, 6:53 pm

1 Answer from Attorneys
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: statute of limitation on repossession

The s/l is an affirmative defense. The creditor has knowledge of it. The collection agency may be violating the FDCPA if it continues to contact you.

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Answered on 11/02/05, 2:07 pm


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