Legal Question in Credit and Debt Law in Florida
What is he ststute of Limitations on Credit card
I have received a letter asking for $1400.00 on a credit card that I haven't had since 1991. This card has not been on even my credit report the last 6 years.
Asked on 12/20/01, 3:19 pm
2 Answers from Attorneys
Alexander M. Rosenfeld
Rosenfeld & Stein, P.A.
Re: What is he ststute of Limitations on Credit card
5 years from the due date or last payment or written acknowledgement of the debt. If you are being dunned for a debt that is now barred by the s/l, you may have a claim against the collector for violations of the FDCPA.
Answered on 12/21/01, 7:11 pm
Anthony Comparetto
Comparetto Law Firm
Re: What is he ststute of Limitations on Credit card
Statute in Florida is 5 years from the date of breach. That is a question of law but is normally 5 years from the date of last payment.
Anthony Comparetto, Esq., 727-328-7900
Answered on 12/20/01, 5:34 pm
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