Legal Question in Credit and Debt Law in Florida

I am being sued by Chase Bank for 16k in credit card debt,10 months ago i new i was having trouble making min.payments due to hour loss at worand hired a debt settlement co.Was issued summons and was told by settlement co.that Chase was not dealing with 3rd.party companies.Called Chase law dept to make monthly payments till paid off.Chase said they only are offering 5 year plans with interest which is more than double what i can afford to pay$175(have pay stubs and bills and bank statements to prove this)Wanna make good on debt,where do i stand.Any help would be greatly appreciated,Thank you in advance.

Asked on 12/08/09, 6:52 pm

4 Answers from Attorneys

Sarah Grosse Sarah Grosse, Esquire

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You will have to defend the lawsuit. I don't know any magic trick to make them work with you on a payment plan.

It really suprises me that Chase has sued you, from my own personal experience.

Answered on 12/13/09, 4:58 pm

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Angelo Marino Angelo Marino Jr. PA

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Get yourself a consumer lawyer in your area. Many times we can get much better deals and it is worth the fee. To contact a consumer lawyer in your area, see http://naca.networkats.com/members_online/members/directorya.asp?token=

Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com

Answered on 12/13/09, 5:36 pm

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Steven Meyer CPLS, P.A.

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Your best solution may be to file for bankruptcy. We are located in Boca Raton and file a lot of bankruptcy cases for people. We offer a free initial consultation and would be happy to discuss the situation with you.

Answered on 12/13/09, 6:55 pm

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