Legal Question in Credit and Debt Law in Florida
sued by credit card companies
I have been recent been served to
appear in Court for two separate
hearings for the same credit card
company. Being sued for $ 2500.00
for each case. In Palm Beach County
Florida. I haven't paid on these
accounts since 2005. Even now Im
very strap for cash. What can I
expect at these pre trail hearings? I
dont owe any assets, I'm still paying
on my car.
2 Answers from Attorneys
Re: sued by credit card companies
Be prepared to mediate/settle the case and make an offer. I would definitely mention the other case as part of a global settlement of both cases. (you can even offer to pay over time) If not resolved the case will be set for trial. Make sure that you read the pre-trial notice carefully. If you have any defenses, be prepared to document them (i.e. Fair Debt Collections Practices Act
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Re: sued by credit card companies
NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.
Generally, you will be referred to mediation in an attempt by the court to get the parties to reach an agreement. You will be able to offer a settlement amount or terms of repayment through a mediator who will try to facilitate a resolution of the case. If it fails to settle, it will be set for trial.
Scott R. Jay, Esq.