Legal Question in Credit and Debt Law in Florida
On a Summary of final Judgement I received as the defendant it contains the a paragraph that I must provide form 1.977 in Florida. What got me confused is the fact that we had questioned the judge if their is the possibility of garnishment and right under the paragraph in capital letters states; THE FACT INFORMATION SHEET IS NOT A PART OF THIS JUDGEMENT. What is that mean? Is it consistent to what the judge told us? The Fact information sheet was included and it indicates I have 45 days to comply. How do I protect myself against garnishment?
Thank you so much!
3 Answers from Attorneys
If you have a judgment against you, then the only way the creditor can collect is to amend the judgment or have the judgment include the Fact Information Sheet. If you do not comply with the Order (and it is an Order of the Court), the creditor can then go after you for contempt and file a writ of garnishment and/or attachment of personal items, cars, trucks, boats, jewelry, bicycles etc.
All judgment debtors are subject to garnishment. If you qualify for an exemption, that is raised after the garnishment is filed.
See the article on garnishment at www.ConsumerLawyerHelp.com. Do not fail to comply timely with the fact sheet.