Legal Question in Credit and Debt Law in Florida
I have a summons
Citibank is suing me for default on a credit card. I recieved a summons yesterday. If I don't attend can I be held in contempt of court or be arrested?
3 Answers from Attorneys
Re: I have a summons
No. but you will have a money judgment entered against you.
Re: I have a summons
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This is perhaps the third or fourth question you have asked about this matter. While I appreciate your concern, it may be time to hire an attorney to answer all of your questions and to represent you in this case.
As I previously answered, No, you will not be held in contempt of court or be arrested for failing to answer. A person will not go to jail for failing to answer a civil summons. They can get a default final judgment which can be recorded in the public records of the county in which you live and serve as a lien against all of your real and personal property other than your homestead. Further, it can seriously damage your credit history which will cause you to either be denied or charged a much higher interest rate on future credit applications including credit cards and mortgages.
Scott R. Jay, Esq.
Re: I have a summons
In addition to the comments which have already been provided above, it is also worth bearing in mind that a judgment -- once entered against you -- can be more difficult to deal with than defending the matter before it goes to default.