Legal Question in Credit and Debt Law in Florida

Today around 11am a collections company called me and said i had to pay a debt of $2000+ or settle for $1300 by 3pm this afternoon or i would have criminal and civil court dates against me and they would take my vehicle. do i really have to pay by today at 3pm?


Asked on 10/24/12, 10:20 am

3 Answers from Attorneys

David Slater David P. Slater, Esq.

No. They must first obtain a court judgment.

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Answered on 10/24/12, 10:34 am
Sanford M. Martin Sanford M. Martin, P.A.

Agreed. The creditor is using a common threat to force you to settle. If you

have any defenses, don't pay and require them to provide information. Regarding

your vehicle, it the vehicle loan is involved, there may be an issue re repossession

but the described tactic to pressure you to settle on their terms should be refused.

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Answered on 10/24/12, 10:55 am
Angelo Marino Angelo Marino Jr. PA

This is a violation of consumer laws. see www.ConsumerLawyerHelp.com

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Answered on 10/26/12, 10:09 pm


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