Legal Question in Credit and Debt Law in Florida

Traffic citation issued 12 years ago.

I received a collection letter from a collection agency on behalf of the Miami Dade Clerk of Court. When I contacted them to inquire about this, I was informed that it was issued 04/09/93/. I told them I would dispute this debt because I have no recollection of this and asked them to provide me with proof of it. The rep called me back and was insisting that I pay it off to prevent further action. What should I do about this?


Asked on 12/23/05, 10:24 am

1 Answer from Attorneys
Samira Ghazal Ghazal & Gomez, P. A.

Re: Traffic citation issued 12 years ago.

Traffic Citations are NOT considered Consumer Debts so the Federal Debt Collection Practices Act does NOT apply. The only way you can dispute the debt is by asking a traffic judge for a court hearing. Before you rush to pay it, you might want to talk to a traffic attorney because by paying it they may place points on your license and your insurance may increase. I can not give an opinion on the specifics of your case because it is not my area of practice. Hope that helps. We always like to ask that you please tell your family and friends about our new web page -- 1 week old...

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Answered on 12/23/05, 4:32 pm


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