Legal Question in Credit and Debt Law in Florida
Transferring a debt from my Credit report to my Ex-Husband's
In my divorce decree I was granted $1400 from my ex-husband for credit card bills to be paid to me within 30 days from the divorce. That was a year ago and I have since filed a motion for contempt. However, I was also ''Held harmless'' of a debt from Ford Credit in the amount of $5700.00 and the judge stated that it would be my Ex's responsibility to pay it. However, this debt is on my credit report as a charge off and I need to know how I can get this debt removed from my credit report and placed on his social security number. This debt is ruining my credit and I have no idea how to go about correcting it. Please let me know how I can get my credit straightened out, I am trying to get pre-approved for a home loan prior to selling my house. Thank you.
2 Answers from Attorneys
Re: Transferring a debt from my Credit report to my Ex-Husband's
You cannot get it transferred. Your only out is to pay it and seek reimbursement. Good luck.
Re: Transferring a debt from my Credit report to my Ex-Husband's
If the debt was yours, you will not get it removed. There seems to be no error.