Legal Question in Credit and Debt Law in Florida
We turned in a car to the bank that we could not afford. They sold the car at auction and now are trying to collect $12,000, the difference of the loan amount and the car's selling price. We just received a Motion for Summary Judgment in the mail stating that Plaintiff is entitled to Summary Judgment as to Count I of the Complaint for a Mobile Home Deficiency. Should we respond to this Motion? Can they garnish wages and attach assets?
Asked on 10/17/09, 10:11 am
1 Answer from Attorneys
Angelo Marino
Angelo Marino Jr. PA
Yes, you should answer the complaint and see if Florida Statute 537.012 Repossession, disposal of pledged property; excess proceeds has been complied with.
see www.ConsumerLawyerHelp.com re garnishment.
Answered on 10/17/09, 12:20 pm