Legal Question in Credit and Debt Law in Florida

Can you be turned over to collections without being billed for a procedure?

I was billed for a procedure that was covered by insurance. The insurance company denied it and I had to appeal. The state insurance company contacted the insurance company and they paid the claim. The company that originally billed me for the total test was told that it was uder appeal. They turned me over to collections. I told the collection agency that the test was being appealed and that I would not pay the total bill. After the insurance company payed for the test, I then received a phone call from the collection agency asking me to pay the bill. I explained to the clerk that I had received no correspondence and would not do anything until I received a bill. I then received a collection notice from them stating that they had given me all chances to pay the bill and would like payment in full. I do not feel like it is right for the testing fascility to try to ruin my credit, when they were told that the bill was being appealed. Prior to my having any testing done, I was told my part of the bill would be $25.00. It was the testing fascility that called and got pre-approval. I will welcome any help that you can give.


Asked on 1/09/06, 6:27 pm

1 Answer from Attorneys

Samira Ghazal Ghazal & Gomez, P. A.

Re: Can you be turned over to collections without being billed for a procedure?

Yes and No. If the bill has already been paid in full then the collection agency should stop collections. I would also consider reviewing your free annual credit report to see what they are saying about you. Before you proceed with your case, I would like to discuss this matter with you free of charge. Call me at 305.860.1221 and ask for Attorney Samira Ghazal.

Also, visit our web page for free educational articles on your rights under the law concerning your credit and how to recover your credit. I ask that you share our web page with your friends and family as we are here to serve.

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Answered on 1/09/06, 10:17 pm


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