Legal Question in Credit and Debt Law in Florida
Type your question here...I have a debt with a company that hired a collection agency to collect. I agree the debt is owed but, can not afford to pay all at once. My first payment was made for $50 and I asked that this be processed on a certain to reflect with my paycheck. They processed it prior to our agreed date. They refunded me the charges I incurred because of their mistake.
Now they have taken $100 from my bank account without my authorization and I again have incurred more charges. They had agreed to call me on a certain day and I would let them know if I could pay any thing. They did not call just took the money.
I have left the manager several messages and they did not call back. Today I get a call from a collector asking for another payment and I explained the situation.
They asked me to fax them my bank statement which I will do but, this seems very wrong.
What can I do?
1 Answer from Attorneys
Did you agree to pay in writing? Is there judgment against you? Did you sign an authoization for the agency to take money from your account in writing? Please answer these questions and will get back to you.
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