Legal Question in Credit and Debt Law in Florida

Re: unpaid credit cards

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You failed to ask any question. Regardless, Florida does not give jail time for failing to pay any credit card or other debt.

Scott R. Jay, Esq.

Re: unpaid credit cards

If you've been threatened with immediate arrest unless you pay a credit card debt, the collection agency is probably violating the Fair Debt Collection Practices Act. There is an outfit that has been enjoined from doing this by the Federal Trade Commission. Typically they claim they bought the debt so they are not subject to the Act but they have lost this argument before the FTC and in the Third Circuit which includes Pennsylvania.