Legal Question in Credit and Debt Law in Florida

Wage Garnishment for Head of Household

I am head of household. I will most likely be threatened with wage garnishment in the near future by numerous credit card companies. The law that was passed in Florida in 1993 allows wage garnishment for head of household beyond $500 after taxes if the person has authorized this in writing. I do not recall signing a waiver specifically for wage garnishment for the creditors. How can I find out if I have signed such an authorization?

Also, my husband's sole income is Social Security. Is that considered a pension and exempt from the non-head of household garnishment for joint debt?


Asked on 3/22/02, 10:17 am

2 Answers from Attorneys
Anthony Comparetto Comparetto Law Firm

Re: Wage Garnishment for Head of Household

There is no easy way to check if you signed a waiver. I would take the position that you are head of household and signed no waiver...ever..so you can't be garnished.

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Answered on 3/22/02, 10:51 am
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: Wage Garnishment for Head of Household

Chances are you never signed such a waiver. The social security income is exempt.

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Answered on 3/22/02, 12:05 pm


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