Legal Question in Credit and Debt Law in Florida
Will my Ex-wife be responsible for half of the remainder of a repossession debt.
After our divorce my wife took possession of a vehicle that is in both of our names, title and loan. She quit making the payments, and the vehicle got repossessed. The bank is going to make me pay the remainder of the debt after they auction off the vehicle. I am the primary on the loan. Can I legally make her responsible for half of the remainder since she is also on the loan? We were married in Fla. and the loan was made in Wyoming.
2 Answers from Attorneys
Re: Will my Ex-wife be responsible for half of the remainder of a repossession d
You can either file an action for contribution against her or go through your divorce papers to see what the recourse their....sorry to tell you normally answer to this question = you pay. http://www.helpwithlaw.com
Re: Will my Ex-wife be responsible for half of the remainder of a repossession d
If your wife lives in WY you may file an action against you in what is
essentially a small claims court. If she was specifically ordered,
in your divorce decree, to make the payments on this vehicle, you
can ask the court to find her in contempt and enter a judgment in your
favor for the amount you have had to pay to clear this up. [If you do
this, make sure YOU have completely complied with the decree first.]
You may then collect the amount you are owed by
garnishing her wages or attaching some of her property.
The unfortunate result of this repossession will be reflected on your
credit report. You should write the credit reporting agencies and ask
them to include your explanation with any report they make.