Legal Question in Family Law in Florida
Am I stuck with Mortgage?
My husband bought a house 4 yrs ago his name only because he said he wanted to surprise me. Then he remodified the mortgage last year. He said he needed me to add him to my bank account becuse he couldn't show enough income. He also asked me to write a note stating I help pay some of the mortgage. I did not know by doing this I am now liable for the mortgage. My name is now on the mortgage bill. I feel he duped me into adding me. The house had hurricane damage. The mold in the walls has kept me with chronic breathing problems ever since. My health is failing.We have gone broke trying to fix the problems. It is a money pit. I want to move out, I can't breath and I go to family's to stay all day just to breath better. Can he come after me for the mortgage even though I didn't know what I was signing ? We are behind due to lack of work at both our jobs. I can prove from my doctor it is the mold and fungus since I been here. I've had 2 mini strokes from the stress. Any advise would be helpful.
1 Answer from Attorneys
Re: Am I stuck with Mortgage?
He can't come after you but the mortgage company can, since your name is on the debt. The good news is that many mortgage companies are only going after the house during a foreclosure suit. They are not going after the homeowners for the money due on the mortgage.