Legal Question in Civil Litigation in Florida
Hello,
I am currently attending college outside of my state. To pay for school I had to get assistance from a private student laon company. I got behind on a couple of payments and my interest and the amount that I was suppose to pay each month tripled. I tried sending $50 a month on several occasions and all of the payments were returned to me stating that they were going to seek judgement for the full amount. I recevied a summary of judgement on last week and today I received a hearing date. I am currently still a full time student in a residency program in college. I do not have any assets and I am a single parent. I receive childcare assistance to pay for childcare and scholarships and loans to pay for bills.I only made $7,000 last year and I have that as proof that I really just don't have the money. I work only PRN (as needed) at a local hospital. I cannot afford a lawyer to handle this for me. My question is what do I need to bring to the hearing and what usually happens at hearings like this?
1 Answer from Attorneys
You have probably been served with a motion for summary judgment. If you are in Florida, you must file a sworn response setting forth FACTS not conclusions that either(1) contradict the plaintiff's version of the facts ,presumably set forth in their motion or an affidavit filed by them in support of the motion or (2) support your defense to the motion. You must mail a copy this to the attorney on the other side at least 5 days before the hearing or hand carry it to him at least 2 days before the hearing. You must file the original in the court file before the date of the hearing keeping a copy for your self.The judge will rule based only on what is in these papers. Showing up and simply trying to hand papers or argue to the judge will not work if you do not make these filings on time. That does not mean you should not show up and argue and request more time if you need it to respond. If the judge grants the motion, a judgment will be entered against you. If he denies it, then the case may be set for trial or the plaintiff will refile the motion to cure any shortcomings in the first motion or affidavit and the process starts all over again.