Legal Question in Civil Litigation in Florida
I helped an exboyfriend get a truck, I put the down pay of $2500.00 and paid the first year notes $4800.00 because it is in my name, I also helped him get on his feet financially with $10,000.00 in the course of 5 years that we lived together, I have western union reciepts as proof. Haven't seen him in a year and just found out he hasn't paid the truck note in a year. The bank is offering a settlement offer of $6,000.00, I don't want the truck back. What is my solution to this problem and how can I get some or all of my money back?
2 Answers from Attorneys
Unfortunately, there may not be much that can be done with the bank. I suggest trying to get the truck and then selling it and applying the proceeds to the bank note. I wasn't clear whether the truck title is in your name or only the bank debt was in your name. Obviously, this would affect your ability to get the truck.
As to the other monies you spent on your boyfriend, again this will be difficult. Were these loans or gifts? Do you have any writings to show that they are loans? Has he ever made a repayment? If you obtained a judgment against him, would he be able to pay it and does he have any assets that you could pursue? These are a few of the many considerations that you and your attorney would have to discuss before embarking on a course of action.
This is a difficult situation as indicated in the prior answer. I suggest you spend a little money on a consumer lawyer in your area to see what can be done to protect your credit at least and from being sued. For a consumer lawyer in your area, go to
http://naca.networkats.com/members_online/members/directorya.asp?token=
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