Legal Question in Civil Litigation in Florida

Re: ''loan''

The fact that you have no money is legally irrelevant. Otherwise, anyone who owes money could simply defend non-payment by arguing that payment would place him/her in financial hardship. The basis for the claim against you and the defenses that may be available to you will laregly be dictated by the agreement you signed with the home educational program. Without reviewing that agreement, no lawyer can give you any specific guidance. A judgment is a final order entered by a court that gives the plaintiff the right to pursue collection of money. If you defend yourself from the claim asserted in the suit, you may be able to avoid the entry of a judgment or at least reduce the amount of the judgment. Seek the advice of free legal assistance in your county (there may be a legal services program for low-income individuals). Good luck.