Legal Question in Civil Litigation in Florida

small claims court

My family and I where in a accident and no one was injured and it was the other drivers fault(crossed center line and hit us)her insurance would only pay off our vehicle which left us to pay $3000.00 out of our pocket to make another down payment on a new vehicle ,besides lost wages on lost time,I have my own business,so I was preparing to take her to small claims court to try to at least get my $3000.00 back ,I sent her a letter of intent and she went and filed bankrutpcy,so my question is can I still take her to small claims court after she files ch. 7 ?since I haven't started any legal action can wait until after the judgment?Thank you for your help!


Asked on 6/17/07, 9:58 am

2 Answers from Attorneys

Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Re: small claims court

no, you cannot.

In any event, you probably were required to sign a release to get the funds from her insurance company. That would preclude a claim as well.

Finally, in terms of your property damage claim, if they paid you the fair market value of the car, the fact that a down payment was required to purchase another car is not relevant. That is not legal damage.

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Answered on 6/17/07, 10:40 am
Scott R. Jay Law Offices of Scott R. Jay

Re: small claims court

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

If you have been listed as a creditor in the bankruptcy action, your debt, if any, is erased by the bankruptcy filing. As a result, you can no longer sue the party in any court.

Furthermore, you most likely had to sign a Release in order to get the monies you received from the other party's insurance company. If you had full insurance, you might be able to seek damages under your uninsured/underinsured motorist coverage.

Scott R. Jay, Esq.

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Answered on 6/17/07, 11:24 am


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