Legal Question in Insurance Law in Florida

At-fault driver has not admitted fault to insurance company

A driver hit the back of my car. The

damage is under $400. I have already

filed a claim with her insurance

company but it has been 2 weeks now

and they are still waiting for a

statement from her, even after multiple

contacts to her household. The

insurance company will not accept

liability until she gives her statement.

I'm worried that she will not contact her

insurance company and I don't want to

file a claim with my insurance and have

to pay a deductible. The police were

called but they only filed an ''exchange

of information'' because the accident

happened on private property (parking

lot). However, the police officer did say

that the driver listed under ''vehicle 1'',

on this form, is usually viewed to be at

fault which is where her vehicle is

listed. My question is, how long should

I wait for her to contact her insurance

company before taking further legal

actions? And what legal actions can I

take?

Thanks.

1 Answer from Attorneys

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