Legal Question in Insurance Law in Florida

Automobile Wreck with no insurance.

I was in Florida on business. Here is the situation.

My boss owned a truck. He sold it to my co-worker, but my co-worker never transferred the title, and my boss canceled the insurance.

I was given the truck to use while in town, and was under the impression it had insurance.

I took off from a two way stop sign, and a driver on the other road drove in front of me, and I hit them.

I don't have the money to pay for this, and the only asset I have is a non-running car worth about $2000.

The insurance company called and said it's around $5000 in property damages and medical bills are still to come.

They said if I can't do anything to pay for it, I and my co-worker can lose our drivers license.

This happened in Florida, my drivers license is from Texas, and I live in Oklahoma.

What are my options? Who is the person responsible for paying? What can they do to me?


Asked on 10/13/08, 3:57 pm

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Re: Automobile Wreck with no insurance.

You will be.

Read more
Answered on 10/13/08, 5:53 pm
Wayne Allison Allison Legal, LLC

Re: Automobile Wreck with no insurance.

If the wreck was your fault, you will be responsible. If you were working it may be possible to get your employer into the liability, but otherwise, it sounds like it's you.

What they can do is get a judgment against you and maybe try to garnish your wages or bank account in effort to collect.

Read more
Answered on 10/13/08, 10:46 pm


Related Questions & Answers

More Insurance Law questions and answers in Florida