Legal Question in Insurance Law in Florida
My daughter purchased a (very old) used car. Not much to look at but she paid for it herself. The registration & title are in my name, since she purchased it when she was 17. She currelnty carries her own insurance policy on the car, (Florida state minimum - no collision, no comprehensive).
If she should get in an accident, & her insurance is not sufficient, am I, as the legal owner of the car responsible, or is she, since the insurance is in her name & she is the driver?
2 Answers from Attorneys
Both your daughter and you would be responsible for any injuries to people or property if your daughter is driving the car and she is at fault in causing an accident.
You are responsible as the owner. There are limits to your liability, but it is greater than $100,000.
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