Legal Question in Insurance Law in Florida
I was the at fault driver in a insured u-haul & now my personal insurance company is contacting me requesting details stating that their is a claim against my policy on behalf of the other party is this fair practice ?
1 Answer from Attorneys
Thank you for your question. Many times when you purchase "insurance" from a rental car or truck agency--many times it is not really "full coverage." Meaning that it may only pay amounts that your "own" insurance would not pay.
So it may be wise to look at this U-Haul Policy to determine if it really provided what you thought it did. However, once your insurance company has been contacted, you have the right to contact them and discover what is going on. Your insurance company has a duty to do that.
Also, if you had any bodily liability coverage--meaning coverage if someone gets injured due to fault on your behalf--and you get sued for that, your insurance company will have to provide you with an attorney.
Good luck and feel free to follow-up.
AK
Related Questions & Answers
-
My husband and I were requested to given an examination under oath. My husband has... Asked 3/08/11, 12:03 pm in United States Florida Insurance Law
-
I paid an insurance company for almost a year. They did not pay on my medical... Asked 2/15/11, 6:54 am in United States Florida Insurance Law
-
We have a 19 year old son on our auto insurance policy, can he get his own auto... Asked 2/03/11, 6:15 pm in United States Florida Insurance Law