Legal Question in Insurance Law in Florida
If I forgot to blow out a candle and it caused a house fire, can my insurance deny coverage?
Asked on 2/20/11, 6:55 pm
2 Answers from Attorneys
William Gwaltney
William W. Gwaltney, Attorneys at Law
Insurance is supposed to cover negligence, which is what you describe. You should check you policy to see if there are any exclusions for this type of damage.
Answered on 2/21/11, 5:22 am
Melvin Wright
Colling Gilbert Wright & Carter
Your homeowners insurance should cover fire, regardless of the cause, in most cases. There are limited defenses such as arson by the homeowner himself, nonpayment of premium, etc.
Answered on 2/21/11, 5:47 am
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