Legal Question in Insurance Law in Florida

Insurance cancelled accident before I was notified

I was cited for an accident on May 17th. My insurance agent

refused the payment my husband tried to make at the office immediately after. I recieved the notice of cancelation post marked May 18th. It said the insurance was cancelled May 7th. They are denying the claim. Do I have any chance of winning if I sue? I believe the accident was not my fault. What if any recourse do I have?


Asked on 5/27/02, 10:57 am

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Re: Insurance cancelled accident before I was notified

Insurance cannot be cancelled without prior notice. You may need an attorney to represent you in your claim with your insurance carrier and to represent you in the accident claim. You may contact me to discuss further. Good luck.

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Answered on 5/27/02, 11:05 am
Michael Tobin Michael M. Tobin, P.A.

Re: Insurance cancelled accident before I was notified

Florida law requires at least 10 days notice of cancellation to be effective. It is not possible to mail a notice on May 18th cancelling back to May 7th. A May 18th mailing postmark to be effective must allow you until May 29th at 12:01 am. If the other party was at fault, their insurance should pay your car damage. Until you determine your rights you need to be certain to purchase a new policy and not go unprotected. Call if you want a free consultation 305-445-5475.

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Answered on 5/27/02, 1:50 pm


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