Legal Question in Insurance Law in Florida

liability? or not liable

husband traveled out of state with a friend to help move son and work on equipment-he and another fella were welding a dozer-as requested-when it got too hot and burned to the ground-40k+/-. his friend di have it insured & that insurance company is looking for my husband to make payment arrangements for the claim they are paying! my husbad & his friend were ''doing a favor'' he is not lisenced or

certified as a welder althought he is very experienced. he was not contracted or paid to do this- he is not in bus. for himself

and they are friends from work at the sheriff's office in the county we live. this occurred on his friends sister's property- why would our homeowners insurance agent entertain us filing a claim? are there not other parties that have liability more than us?we live in florida the occurance was in oklahoma


Asked on 1/10/07, 1:04 pm

1 Answer from Attorneys
Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Re: liability? or not liable

You should check Oklahoma law, which would govern; however, as a general matter if you start to repair something -- even if you are not lisenced, even if it was only as a favor, even if you are not in business -- you must act with reasonable car in making the repair. If you fail to act with reasonable care, you are negligent and liable for the damage that you cause as a result.

Your homeowner's policy may provide coverage for this. Notify them immediately of what happenned.

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Answered on 1/10/07, 6:09 pm


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