Legal Question in Insurance Law in Florida
Life Insurance
4 years ago I was involved in an auto accident which left me unable to work. I had no insurance and Florida Hospital has attached 2 liens against me for non-payment. I was advised by Legal Aid to send a cease and desist letter and explained the circumstances. That seemed to work becaue nobody has contacted me since. I am now working and would like to take out additional life insurance from what my employer offers. Would Florida Hospital be able to take the insurance money to pay their bills or would the money go to my beneficiaries?
1 Answer from Attorneys
Re: Life Insurance
The money wpuld go to your beneficiaries under the insurance policy. DO NOT have your estate listed as a beneficiary and be sure to check with and get the confirmation from the insurance company before you by. I assume this is a "normal" term life policy and not some type of investment vehicle we are talking about.
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