Legal Question in Insurance Law in Florida

Long Term Disability

I am presently out on worker's compensation and my employer has indicated that I should apply for long term disability. I was under the impression that this disability would make up for the difference in monies I am receiving and pay me to equall 100% of my total monthly wages. The disability company has now told me I am entitled to the minimum under the policy because I am on work comp and would pay me 10% of my average monthly benefits. Is this correct?


Asked on 3/10/09, 1:44 pm

1 Answer from Attorneys
Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Re: Long Term Disability

Uswually, that is the way it works, but you need to check the wording of the policy. Ask the company to send you the contract provision they are relying on to determine the amount of your proposed payment.

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Answered on 3/10/09, 3:41 pm


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