Legal Question in Insurance Law in Florida
I have a small fitness studio that I rent from the landlord who has a bigger fitness facility right next to me. He asked me to allow one of his trainers to hold one class in my studio. I have liability insurance in case something happened to my clients but this guest trainer has no insurance on his own. They stated that he is under the insurance of the owner of the next door facility. Can he hold any class in my place without putting me in any risk when it comes up liability? The two facilities have the same address though. Thank you, Attila Toth
Asked on 2/11/15, 7:39 pm
1 Answer from Attorneys
Barry Stein
De Cardenas, Freixas, Stein & Zachary
There is likely liability coverage under both policies. If you want them to be responsible for the trainers negligence get a hold harmless agreement signed by trainer and the owner.
Answered on 2/12/15, 4:59 am
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