Legal Question in Insurance Law in Florida
suit
I hit a car that hit into another car almost 2 years ago. I did not have insurance. I took all the money out of my 401k to pay for the car I hit. As of yesterday I received a letter from an insurance company that states a passenger in the first car was hurt and that they want 20,000 dollars. Can they do this? I don't even have a job. I was laid off 6 months ago.
2 Answers from Attorneys
Re: suit
Yes.They have a right of subrogation. You should speak with counsel to review your situtation.
Re: suit
Yes, they can.
You are responsible for the damages you cause when you operate your car negligently.
You are also required to -- but did not -- carry insurance. This will complicate your problems since failure to pay when you violate Florida Law and failed to carry insurance can result in the loss of your license.
You'll need to see a lawyer or try to work it out directly with those that you injured.
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