Legal Question in Employment Law in Florida

Re: Same level of health coverage spouce pregnacy and employee

First, employee benefits are covered under a federal law called ERISA. The total extent to which ERISA preempts state insurance code is not completely decided, however for almost all purposes it does. Second, I am surprised that your employer would provide a different level of coverage for female employees than they do for the female spouse of a male employee. There is usually one group contract between the company and the insurance company. Is there a difference because the company offers multiple insurance plans? Is one person a recent hire not eligable for coverage or does one of the females in your question have a pre-existing condition that could explain the difference? Is the female employee recieving some "extra" benefit under a disability insurance coverage that you are confusing as health insurance. You should talk with your human resources department because I think one or more of the above might be a factor in you seeing different coverage.