Legal Question in Landlord & Tenant Law in Florida
I am renewing my lease. The owners/management have added an addendum requiring me to purchase renters insurance in amounts of $100,00 liability and whatever I choose for contents at a cost of about $25.00 a month. Of course, they are recommending a company. Is this legal? A prompt answer would be appreciated. Thank you.
2 Answers from Attorneys
It is legal but certainly not required.
Yes, it is legal. If the lease agreement states that you must obtain renter's insurance (which is pretty common and always a good idea), then you will be in breach of the lease if you do not. So, if the landlord puts that term in the lease and you sign it, then it is required. I would call other insurance companies for an estimate, if you really want to stay or have already signed the lease. Regards,
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